Written by Michelle Meyer, Professor in OWU's Department of Psychology
September 2024


At Ohio Wesleyan, we proudly voice our desire to offer students the best learning experience we can. It's why we support students to think big, do good, go global, and get real.

Although a lot of higher education institutions might tout aspirations like these, many struggle to live up to them, instead falling back on decades-old patterns of what education can look like. The reality is that offering this kind of experience is hard, and there's always another step to take. At OWU, though, we are truly committed to getting through this struggle. So for this month's blog, I'm going to cover some of this struggle in providing the best possible learning environment, and present one such solution for how we at OWU can continue to fulfill our offer to students.

The Banking Model of Education

Most of the U.S. education system is based on the banking model, which places the instructor as an expert who transmits information to the student learners. This model treats students as a "bank" that institutions and instructors put information into as a sort of investment. After graduation, they take this information to careers and cash in on that investment.

As we've likely seen in our own teaching, the pedagogical problem with the banking model is that it has been shown to have negative impacts of critical thinking and information literacy, as well as reducing successful career outcomes. This method of instruction works when assessment focuses on repetition and restating of information, but doesn't work with cultivating applications of knowledge and growing disciplines. Different approaches have tried to counteract this, many of which we are actively trying here at OWU. Relying on my own practices and scholarship, I'm going to focus specifically on describing transformative learning theory (TLT).

Transformative Learning

At its core, TLT is a pedagogical framework that emphasizes the use and purpose of knowledge to change a person's state of being and habitual behaviors. It suggests that we all exist at a certain homeostasis – our knowledge, assumptions, and beliefs have settled into a comfortable, unquestioned balance that remains solid until we come into contact with an outside catalyst that disrupts it.

Traditional, instruction-based education usually fails to penetrate this barrier. In banking, the process of giving information is direct and streamlined, leaving little room for connecting learners to use cases and context. You've probably seen this before, where the banking model results in an intelligent person who can answer every question correctly on an exam, but struggles to identify the same terms or theories when they get a job in their field.

Instead, TLT requires learners to understand where their existing habits are and then use content knowledge as a form of counter-example. Sometimes, this is done on the instructor's side, where we are able to mold our own teaching based on what students will do with it. Other times, students who are aware of their own goals can do this process on their own.

In order for us to foster a transformative learning environment in a classroom, we need to incorporate six major characteristics:

  1. Critical Reflection: Learning happens in reflections of past behavior and mistakes. Students need time and opportunities to draw a line between what they thought before and now.
  2. Individual Experiences: An individual needs to be an active participant in the breaking of their own homeostasis to spur action. Trying to show someone else's transformation isn't as reliable.
  3. Dialogue: Without facing competing information or an alternative assumption, there isn't any reason to challenge what we currently know. A learner must be faced with a situation that makes them question what they currently think.
  4. Holistic Orientation: Changing a person's existing beliefs should have a direct impact on the way they think, feel, and act using that information. It's important to understand where information will be used so that it can be presented in a meaningful way, such as for a career, hobby, family life, or even class success.
  5. Awareness of Context: Although some facts might be objective, their existence almost never is. Understanding the why and how an idea has come to exist is important for breaking the assumption barrier. This stretches from understanding that our current facts and theories had to be discovered through scientific testing to questioning the bias of authors and speakers.
  6. Authentic Relationships: Simply put, transformation is hard. It is a strenuous process that uses substantial cognitive resources. A good environment tries to reduce the other noise that comes from the social context of education. Instead, being transparent about our role as facilitator and collaborator with students helps open up resources for transformation.

The most modern revision of TLT also includes a ten-step process to transformation. Beyond the original process, there are multiple critiques and revisions from over the past ten years, some of which are discipline-specific.

"But I Teach Facts!"

Inevitably, a lot of us end up teaching existing knowledge as content (in introductory courses and early STEM, especially). In order to have critical thoughts, students need a baseline of facts to work with, which can end up feeling like uncomfortable banking. I understand the concern that TLT wouldn't work in these contexts, as this same concern was shared by research literature in its early years. However, modern studies suggest TLT practices work in a variety of content fields, including engineering, physics, sustainable education, healthcare, first year seminars, and many more.

TLT pedagogies are effective because transformative learning doesn't obfuscate content knowledge. Rather, facts as we know them are to be used in practice for the purpose of a life and a career. Even factual ideas and discoveries of the past can be interpreted through the lens of how they are used in the modern day, or tied to connections of student experiences of where they came to believe a different perspective.

What You (and I) Can Do

TLT practices go far beyond the scope of what was presented here, but there are some immediate pedagogical tweaks that you can take into your own classroom, and examples of how I'm trying to do this in my own classes.

  • Offer time, assignments, or practice work that involves going back to use previous information. (critical reflection)
    • Ex: All of the M/W/F classes that I teach follow a structure of Monday being about content and answering questions, but Wednesday and Friday are vignettes, case studies, or practice exercises using it.
  • Keep the class structure oriented around the student experience, and how they are present for information. Remember that you can't tell them what to think, but you can show them reliable tools. (individual experiences & dialogue)
    • Ex: In Social Psychology, one of the research assignments on stereotyping, prejudice, and discrimination asks students to use existing measures like the Implicit Association Test to understand their own biases. I can give them the definitions for these terms, but they are the ones who have to think about it in their daily lives.
  • Make assignments and expectations based on situations where students will use them, like careers. (holistic orientation)
    • Ex: When teaching Quantitative Methods with analysis software, I have lab assignments be done during class time of 50 minutes. Even accounting for technical issues, the process of taking a datasheet, importing it, running an analysis, and finding the output results reasonably shouldn't take longer than that.
  • If a student has an assumption or piece of knowledge that you aim to correct, explore the source of that misconception and explain why your presented content should be used. (awareness of context)
    • Ex: In Introductory Psychology, it's important to show that our personal biases and assumptions for what's "normal" don't always align with data – so one of our content days is about "mythbusting," where students are encouraged to evaluate common misconceptions in the field, and then get faced with the real numbers of modern studies.
  • Be transparent, admit your own mistakes, and acknowledge what you don't know. Try to break that illusion of yourself as the perfect authority, as it will reduce cognitive stress and make transformation easier. (authentic relationships)
    • Ex: This is one of the easiest ones for me, at least…miscalculate arithmetic in Quantitative Methods? Admit it. Notice a misspelling on a slide? Call it out, fix it in the moment for everyone to see. Speak so quickly I trip over my words. Go back, restate, and never pretend that it was on purpose.

Closing Thoughts

TLT is far from the only pedagogy that counters the banking model, but it does carry the same dedication for student learning that we strive for at OWU.

Even sampling from these practices can help keep nudging us away from the banking model and spur the deep learning we want to see.

Contact Information

Dr. Barb Bird

University Hall 104
Ohio Wesleyan University
61 S. Sandusky St.
Delaware, OH 43015
P 740-368-3113
E bjbird@owu.edu